PMAS Loans
PMAS Loans
PMAS has secured a funding model with ANSAC Credit Union for members to pay for the treatment. PMAS will guarantee an ANSAC Credit Union loan for the member & pay the excess between the cost of the treatment and the amount of reimbursement received from the HSE.
How to apply for a PMAS Loan
For a step-by-step guide on how to join the PMAS Scheme, apply for treatment and the funding model visit the PMAS website directly.
Equally, the ANSAC Team is also only a phone call away if you need assistance regarding your PMAS Loan, 018554489.
PMAS website
Get a FREE Loan Insurance
Loan Protection Insurance is the insurance cover the Credit Union provides on the lives of its borrowing members.
Maximum Loan Term :
7.1%
7.1%
7.1%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Benefits of our loans
See some of our many loan benefits below
Representative Example
Loan Amount
€5,000
Rate of interest - APR
7.1%
Loan Term
3 years
Total interest
€549
Montly Repayment
€154
Total Cost of Credit
€5,549
- Become a member at Ansac CU
- Apply Online
- Copy of 3 most recent payslips
- 3 months of bank statements
- Additional information may also be required
- Savings of €10 pw for 4 consecutive weeks required
Loans FAQs
Apply for a loan today with interest rates that suit you!
Currently we offer car loans, annual loans, standard personal loans, special secured loans, welcome loans, debt consolidation loans and home renovations loan. You can read about these here.
Yes, we will lend to you for an imported vehicle provided you supply us with a copy of the log book within 3 mths of loan issue.
Upon qualification for your car loan, a cheque is payable to garage/car dealership. Alternatively, a copy of the log book must be supplied to us within 3 months of the loan being issued.
Typically, you will be stress tested if seeking an unsecured loan above €7,000.
To allow us to determine your ability to repay a requested loan, you must submit proof of income and your three most recent monthly bank statements.
In the case of a request for a home renovations loan in excess of €75,000 we will consider it on a case by case basis. Call our office on 018554489 to speak to one of our loan officers directly.
Yes, you are required to present a builder’s quote for at least 75% of the value of the loan being sought.
For all our current loan offerings Members have a choice of Fixed or Swift Rate loan repayments. With our fixed loan repayments Members loan repayments are the same each month. Of their monthly repayment, the majority is offset against the loan and interest. However, a designated portion of their repayment also goes into the Members shares. As their loan balance reduces, the portion going to their shares increases.
With our Swift interest loan repayment rate, repayments are also fixed. However unlike for our fixed loan repayment rate, the portion of repayments going into shares, for Members who select this option, remains static throughout the full loan term. Members who chose this rate will pay off their loan faster but will have less shares when they’ve finished paying off their loan.
For loan applications above €25,000 applicants are required to fill out a declaration of health form. We email or post this out to them along with their loan application form. They must then fill this out and return it fully completed and signed along with their application form by email or post.
