Holiday Season – Using your Debit Card abroad

Prepare for Safe and Secure Holiday Spending with Your Debit Card

As the holiday season approaches, many of us eagerly anticipate the opportunity to explore new destinations, immerse ourselves in different cultures, and create unforgettable memories with loved ones. Whether you're planning a tropical getaway, a European adventure, or a cozy staycation, it's crucial to ensure that your financial transactions abroad are safe and secure, especially when using your debit card.

When it comes to traveling abroad, one of the most convenient and widely accepted methods of payment is undoubtedly our ANSAC Credit Union Current Account Debit Card. However, while it offers the ultimate convenience and ease of use, it's essential to take precautions to safeguard your finances and personal information. Here are some tips to help you prepare for hassle-free holiday spending with our globally accepted debit card:

1. Keep Your Card Secure: Always keep your debit card within sight when making purchases. Whether you're shopping at local markets or dining at restaurants, never let your card out of your sight to minimize the risk of theft. Additionally, ensure that you carry your debit card in a secure manner, preferably in a RFID-blocking wallet or a hidden pouch to prevent any unwanted access.
2. Protect Your PIN: When using your debit card at ATMs or point-of-sale terminals, be vigilant about shielding your PIN from prying eyes. Cover the keypad with your hand while entering your PIN to prevent potential fraud or unauthorized access to your account.
3. Save Contact Details: It's crucial to save our Card Services contact details +353 1 693 3333, in your mobile phone. In the unfortunate event of a lost or stolen card, having immediate access to these contact details will enable you to report the incident promptly and block your card to prevent unauthorized transactions. Our Card Services team are available 24/7.
4. Set Up Mobile Payments: Take advantage of technology by setting up your debit card for mobile payment options such as Apple Pay, Google Pay, or Fitbit Pay. These digital wallets offer added convenience and security, allowing you to make contactless payments using your smartphone or wearable device. In case you misplace your physical wallet, having your debit card linked to your mobile device serves as a reliable backup.

NOTE: If you lose your debit card, you can phone our Card Services team and freeze your physical card while still having access to it via your phone on Apple Pay, Google Pay or Fitbit Pay.

1. Provide Updated Contact Information: Before embarking on your holiday adventures, ensure that we have your correct mobile number on file. Verifying your transactions may require authentication via SMS or mobile app notifications, so it's vital to have the right contact information to avoid disruptions in card usage.
2. Plan for Local Currency: When using your debit card abroad, opt to pay in the local currency rather than your home currency to avoid unfavourable exchange rates and additional fees. Additionally, consider carrying some local currency as a backup, especially in remote areas where debit card acceptance may be limited.

By following these precautions and incorporating these strategies into your holiday preparations, you can enjoy peace of mind knowing that your debit card transactions abroad are secure and hassle-free. Remember, a little preparation goes a long way in ensuring a memorable and stress-free holiday experience. Safe travels and happy spending!